Tim Lorraine

Agency Manager, FCNB Insurance

Please allow me to introduce myself. My name is Tim Lorraine.  I am the Agency Manager and Vice President of FCNB Insurance Services, Inc. based in Steelville, MO.  I have lived in the Steelville and Cuba area for most of my life.  My family has lived and owned businesses in the local area since the late 1950’s.


I have proudly worked for the FCNB family for almost 20 years, starting in the investment department and then opening FCNB Insurance in March 2003.  Also, I have worked in the insurance field since 1993, starting at Farmers Insurance and then Allstate, before making the change to FCNB.  Prior to that, I taught many courses at Missouri S & T (UMR) and Missouri State (SMSU) University.


I work actively in the community, volunteering for many events as needed.  I am also a member of MRDC in St James, helping small local businesses to obtain funding. 


Providing our customers with the best possible coverage and service at an affordable price has been our main goal at FCNB Insurance from the moment we sold our first policy.  It is our intention to continue that tradition into the future.


My office is located at 404 W. Main Street in Steelvile, next to First Community National Bank.  Please feel free to call or email me anytime to set up an appointment or to ask any questions that you might have. We are here to help you!

FCNB Insurance - Steelville

404 W. Main Street

PO Box C

Steelville, MO 65565

(573) 233-1497