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LIFE INSURANCE

Happy Family in the Park

In the event of a premature death, life insurance helps ensure that your loved ones are protected against financial hardships. It provides security for your family by protecting your financial resources, such as your present and future income, against the uncertainties of life.

 

More specifically, life insurance provides cash to your family after your death, providing income and assist in meeting many financial needs, including paying mortgage or rent payments, household expenses, and school or college tuition. Life insurance ensures that your dependents are provided for and eliminates the need to sell assets to pay outstanding debts or taxes. Also, there is no federal income tax on life insurance benefits.

FCNB Insurance offers three types of Life Insurance: Permanent Insurance, Term Insurance and Long Term Care and Disability Insurance.

 

Permanent Insurance

Designed to provide life-long coverage with benefits and features usually not available with term life insurance policies. Cash value is available for emergencies, family members can be included and coverage premium payments generally remain level. FCNB Insurance offers Universal Life Insurance, Whole Life Insurance and much more.

 

Term Insurance

Provides coverage for a specified period of time such as 10, 20 or 30 years. It is designed to protect short-term needs such as debt obligations, mortgages or protection while children are young. Typically, term insurance does not provide cash value. A variety of options are offered through FCNB Insurance.

 

Long Term Care and Disability Insurance

This product, as well as many more options, are offered through FCNB Insurance. With the help of one of the insurance professionals at FCNB Insurance, you can develop a comprehensive insurance plan that will protect you and your family.

 

Contact us today for a FREE Quote!

Insurance products offered through FCNB Insurance Services, Inc. are not a deposit, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.​

Corporate Office: FCNB Insurance, 404 W Main St, PO Box C, Steelville, MO 65565

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Links Disclaimer: Some links within the FCNB Insurance website may lead to other sites that we believe may be useful or informative. The FCNB Insurance website does not incorporate any materials appearing in such linked sites by reference. These links to third party sites or information are not intended as, and should not be interpreted by you as, constituting or implying our endorsement, sponsorship, or recommendation of the third party information, products, or services found there. We do not maintain or control these sites and accordingly make no guarantee concerning the accuracy, reliability, or currency of the information found there.

© 2025 by FCNB Insurance Services, Inc.

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