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Our independent insurance agents live, work and play in the communities they serve. They can guide you through the variety of policy options to help you make sense of it all. Working with over 40 companies, our agents can help you choose what fits your needs the best.

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Julie Settles


With over 17 years of financial and managerial experience, Julie serves as President of FCNB Insurance.

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Kristi Marquez

Agent | Cuba

With extensive management experience, Kristi has been serving her customers with expertise since 2021.

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Alan Vickers

Agent | Cuba

As a previous business owner, Alan has been serving his customers with knowledge and expertise since 2003.

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Carol Terry

Agent | Ava

Joining the FCNB Insurance family in 2012, Carol has over 25 years of experience providing the best coverage.

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Mark Maerli

Agent | Washington

With over 25 years of experience in logistics and management, Mark

joined the FCNB Family in 2019.

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Tim Lorraine

Agency Manager

Tim has been with FCNB Insurance since the beginning in 2003, overseeing all offices and agent operations. 

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Alvina Marty

Agent | Steelville

Since 2003, Alvina has served the Steelville and surrounding areas, helping customers with all life events.

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Blake Penberthy

Agent | Sullivan

As a native of Sullivan, Blake cares deeply about his community and has been making a difference since 2006.

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Donna Darby

Agent | Seymour & Marshfield

Since 2014, Donna has served the community of Seymour with quality insurance at affordable prices.

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Jason Chastain

Providing excellent customer service has been Jason's focus since joining FCNB Insurance in 2011. Learn More

President, Chastain Insurance Group Springfield

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Fernando Carbajal

Agent | Carthage

With extensive experience in the insurance industry, Fernando has recently joined our team in 2020.

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John Jones, Jr.

President, Triple J Ins. | Eureka

John has been with the FCNB Family since 2004, recently opening his own agency Triple J Insurance. 

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Wyatt Harris

Agent In Training | Rolla

Wyatt joined the FCNB Team in 2024 and is actively training to be a licensed Insurance Agent. Learn More

Lisa Watkins

Agent | Hayti

With extensive insurance expertise, Lisa is proud to serve the community where she lives and loves. 

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Myles Beckett

Agent | Rolla

As part of the FCNB Insurance Team since 2016, Myles focuses on providing the best coverage for his customers.

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