Why FCNB Get A Quote Refer a Friend Auto We offer insurance to protect all of your vehicles. We offer policies for motorcycles, boats, RVs, ATVs and much more. Home A good home insurance policy has proper levels of protection, including supplemental coverage with protection against natural disasters. Business We insure a variety of businesses, both large and small. Insurance is available to meet the specific needs of most businesses. Life Life insurance helps to ensure that your loved ones are protected against financial difficulties in the event of a premature death.