Agent – Ava, MO


CarolTerryLargewhtPlease allow me to introduce myself, my name is Carol Terry. I am the agent in Ava, Mo for FCNB Insurance services, an affiliate of First Community National Bank. I am licensed and specialize in a variety of lines of insurance, including auto, home, life, health and business.

I have been in the insurance industry since 1994 when I applied for a job at a small agency. After a short amount of time I was offered an underwriting position for a personal lines company in Tulsa, OK. After moving to Missouri I worked for a national company as an in-house agent in Springfield, Mo. I am now proud to serve the Ava Community as a full service agent. FCNB Insurance Services is a family-owned independent agency, which means we have a large variety of companies and products at our disposal to meet your every insurance need, all under one roof. FCNB Insurance purchased the United Insurance Group in September of 2012, which has broadened our services even more. It has always been my goal to provide our customers with the best possible coverage to meet their needs at the best price possible.

My husband, Kenneth and I breed and show Missouri Fox Trotting horses on a farm outside of Gainesville, MO.  I have 2 beautiful daughters and a very handsome grandson to keep me busy in my spare time.  However, I have an open door policy.  If someone needs me, I am there.

My office is located at 1302 Shull Street. Unit A in Ava.  Please feel free to contact me at 417-312-2149 or email me at anytime to set up an appointment or to ask any questions you may have.  We are here to help you!


1302 Shull St. Unit A
P.O. Box 1209
Ava, MO 65608

My Office Location

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